Chapter 119 A Different Approach Robin dialed Karina’s phone, but it showed that the call could not be connected. He suddenly realized that it was the time for the meeting. Perhaps Karina discussed the matter of Glory Edifice with the shareholders and, worried about being disturbed, turned off her phone. Golden Sun Bank has now sent a final notice to Freddie’s Finance Department, stating that the bank’s repayment channel will be closed in half an hour. Time is so short that if we delay any longer, it will be too late. Since I couldn’t reach Karina’s phone. Then just go directly to Golden Sun Bank and see what exactly happened. “Let’s go, we are going to Golden Sun Bank now,” Robin stood up and beckoned Freddie to walk outside. Freddie hesitated for a moment, then walked out of the office. “Mr. Bruce, do you know Roberto, the president of Golden Sun Bank?” Robin shook his head and said, “I don’t know. Why don’t you just go and explain the situation to him directly? He wouldn’t make such a big fuss over a small amount of money, would he?” “Moreover, Karina,had already greeted him, and the Huber Group apter 119 A Different Approach Chapter would take over Glory Edifice.” “The president of Golden Sun Bank, Roberto, was never short–sighted enough to not give face to the Huber family.“. “The Huber family didn’t lack these 3.8 billion, with the Huber family guaranteeing, was he still worried that you wouldn’t repay the money?” Freddie checked the time and realized that there was only a little over an hour left until the bank closed at half past five. It seems that there is no other choice but to do so. After leaving the Eastern District Development Corporation building, I immediately drove to Golden Sun Bank. Freddie quickly accompanied Robin to Roberto’s office. At this moment, Roberto was packing his bags, getting ready to leave the bank and go to the club in the northern suburbs. In the evening, he wanted to enjoy the exotic beauty with Reginald. Just as I was about to leave, I saw Freddie walking in with a young man, which surprised me. “Freddie, are you coming to pay back the money now?” “Okay, if you can transfer the repayment now, we will immediately cancel the procedure of sealing off Glory Edifice.” Freddie took a step forward and said, “Mr. Francis, the final repayment deadline should be tonight at midnight. What does it mean that you are closing the repayment channel now?” Roberto glanced at the time and said, “Freddie, it’s already past four in the afternoon. Do you think it’s possible to transfer the 3.8 billion funds to our account now?” Chapter 119 A Different Approach “That was just a joke from you! This kind of operation is simply impossible!” “In this situation, I informed you to close the repayment channel. Is there any problem?” “If you guarantee that you can transfer 3.8 billion to our bank account before half–past five, I can wait for you now.” “Think for yourself, do you have the ability for it?” Freddie was asked by Roberto these two questions and for a moment, he couldn’t find the words to respond. He certainly understood that it was a fantasy to complete a full transfer of such a large sum of money within an hour. Don’t say it’s just a short amount of time, even if you give a week, it may not be enough to complete all the settlements. Roberto glanced at Freddie and Robin, snorted, “Freddie, just admit defeat already. Glory Edifice has been a dead end for a long time. With your limited abilities, you can’t possibly afford to play it.” “So many talented people in Hallcester couldn’t handle the South City plot, do you, Freddie, have three heads and six arms?” “Have a little self–awareness, no matter how grand your dreams were, they were useless!” “Wake up, you were just a small real estate developer, you couldn’t change the fate of the South City plot!” “Over the past three years, you have invested all your assets in Glory Edifice, so what can you expect?” “In the end, nothing had changed at all!” Chapter 119 A Different Approach “Hasn’t the miracle you were expecting appeared yet?” “Do you think the Huber Group taking over Glory Edifice will revitalize the real estate in the southern part of the city? It’s simply impossible!” “I know, you would definitely tell me now that the Huber family guaranteed this funding.” “Yes, Karina did call me. So what?” “She never signed a guarantee contract for me. What can a verbal promise guarantee?” “If any unexpected situation arises, she will not admit to having said these words to me. Who should I turn to?” “There is one more thing you may not know, the shareholders of the Huber Group are currently engaged in heated arguments because of this matter of yours.” As for the final outcome of their argument, no one could say for sure. “However, just a few minutes ago, a heavyweight figure from the Huber Group called me and told me not to wait any longer.” “I know, the Huber Group would never transfer 3.8 billion to you, Freddie, for this unfinished building in your hands.” Freddie was thunderstruck when he heard this, “The Huber Group doesn’t want to take over Glory Edifice?” Roberto shook his head, “Hehe, Freddie, be more realistic.” “We have known each other for quite some time now. You are a sensible person, so just admit defeat when it’s necessary.” “I knew that you were feeling uncomfortable with the current situation.” “But that’s how business is, it’s a winner–takes–all situation, and you have no choice!” “At the beginning, it was you who insisted on placing this bet on the southern land, no one forced you.” “We, Golden Sun Bank, lent you the money when you needed it the most. We have provided you with 3 billion for such a long time, and we have done our utmost to fulfill our obligations.” “Don’t say that I am heartless and ungrateful, we, as bankers, can only do this much.” Freddie sighed bitterly. “Mr. Francis, you were so unfair! The loan agreement I signed with your bank was for a period of ten years.” “It’s only been three years, and yet you suddenly terminate my loan contract. Is this a joke?” “You borrowed 3 billion from me and invested it all in Glory Edifice.” “The construction project of the building was about to be completed, and you suddenly terminated the contract during this period. Are you trying to deceive me?!” “You see, my building has been built to its current state, but it cannot be sold. I don’t have the money to continue building, and all the money is completely tied up. “But you forced me to repay the money in such a situation, isn’t that too unethical?!” Chapter 119 A Different Approach Roberto looked at Freddie, who was angry at the moment, and burst into laughter. “Freddie, you were doing business, and so was the bank!” “Our bank also needs to make money. Lending money to you is not giving it away to fulfill your personal distant dreams.” “Although we initially signed a loan agreement for a period of ten years, the South City plot has become completely worthless. Do you think you can earn back 3 billion within ten years?” “Even if you eventually managed to construct the Glory Edifice, a skyscraper towering at a height of 380 meters, so what?” “In the end, it was worthless junk!” “If by then, our bank demands repayment of the 3 billion loan from you, what will you use to pay us back?” “I’m afraid by that time, Freddie had already been killed by loan sharks.” “As far as I know, you borrowed 20 billion high–interest loans from Demon’s Lair.” “Who is Barry? Who is Mr. Lambert? We both know, you took their money, can they let you go?” “They would not let you go!” “So, let’s hand over these issues to the court now, so that we don’t end up being robbed by Mr. Lambert and his team before we even have a chance to nibble on the remaining bones of Glory Edifice.” “Freddie, you should wake up!” Chapter 119 A Different Approach “The Huber Group would not accept your Glory Edifice and the entire Southern Business District unless the upper management of the Huber Group went crazy!” Robin took a step forward and said in a deep voice, “The Huber Group is not crazy! I am Robin, the president of the Eastern District Development Corporation. The matter of Glory Edifice’s transfer was discussed between Freddie and me.” “Mr. Francis, an hour ago, Karina called you and the Huber Group was willing to guarantee a loan of 3.8 billion for Freddie.” “Although it was a verbal agreement, with the reputation of the Huber Group, Karina would not deny this amount of money no matter what happened.” “After the Huber Group completed a series of internal preparations, the funds can be transferred to your bank account.” “Golden Sun Bank waited for at most a dozen hours.” “Today, it was too late to proceed with the transfer operation.” “Mr. Francis, it would be best if you handled this matter properly, otherwise, it wouldn’t be fun for everyone if we ended up having an unpleasant time over this small amount of money.” Roberto looked up at Robin and said, “Are you Robin, the newly appointed president of Eastern District Development Corporation?” Robin nodded, “Yes, Mr. Francis.” “Hehe, the board meeting of the Huber Group is currently discussing your actions today,” Roberto glanced at Robin and smirked. contemptuously. Then, he assumed a posture and tone of educating the young, saying, Chapter 119 A Different Approach “Robin, it’s not that I’m criticizing you, but being so young, you act too recklessly and let your emotions guide you too much!” “With your current perspective and abilities, you still cannot truly understand the game of market capital.” “The issue with the southern plot, I advise you to quickly give up, don’t wait until it becomes impossible to resolve, and end up in a state of complete devastation!” “Youth have great ideals and are passionate about their work, which is a good thing!” “But, be rational! Acting on emotions will make you fall hard!” “I cannot promise you Freddie’s matter because the Huber Group’s more influential individuals just contacted me.” “Unless you were able to transfer the repayment immediately, we have nothing to discuss.” After saying that, Roberto shook his head disdainfully and walked out with his bag. Robin coldly said, “Wait a minute! Are you saying that even with the Huber Group guaranteeing it, it is still impossible to give Glory Edifice and Freddie one night?” Roberto looked up and met Robin’s cold gaze. He smirked and said, “That’s right, a bank is a bank. When it’s time to repay, there’s no room for negotiation!” “Alright, since that’s the case, let’s try a different approach!” Robin pointed at the wall clock. “Isn’t it still not time for the final repayment?” “According to the agreement, the final repayment should have been made by midnight tonight.” “That means, as long as the repayment is received before midnight tonight, it will not be considered a breach of contract!” “You haven’t finished work yet, but you want to leave your position. Aren’t you afraid that I will send a complaint letter to the CEO mailbox of your head office?”